UnionPay International has also partnered with PayPal but the service is not available on the mainland yet.ģ. UnionPay mobile payment services are available through BOCPay (Hong Kong), PayLah! (Singapore), UMobile (Malaysia), KakaoPay (South Korea), K Plus (Thailand), and a number of other products. Add your UnionPay cards to your overseas e-wallet apps in order to make NFC contactless payments, QR payments, and online payments on mobile devices without having to open any apps. Use your overseas UnionPay cards in China for cash withdrawals as well as online and offline purchases.Ģ. Here are three examples of how to use UnionPay:ġ. UnionPay's mobile payment service is available for utility payments, restaurants and takeaways, buses, airlines, hotels, and tourist attractions, making life easier in China. UnionPay, the umbrella body for all card payment and ATM services in China, accepts online and mobile payment. They can use their overseas mobile payment methods linked with the Alipay+ system to make QR code-based payments in China, without downloading the Alipay app and binding their overseas bank cards.Īlipay+ has partnered with Asian wallets such as AlipayHK (Hong Kong), KakaoPay (South Korea) and Touch'n Go (Malaysia). Users from China's Hong Kong, South Korea and Malaysia can pay from their overseas e-wallets. A 3-percent transaction fee is charged for every transaction over 200 yuan.Ģ. However, the fee is waived for transactions under 200 yuan. There is a transaction fee for using overseas credit cards. ![]() The exchange rate for overseas credit cards is provided by the card companies and the issuing banks.ĥ. It has a monthly cumulative limit of 50,000 yuan and an annual cumulative limit of 60,000 yuan per account.Ĥ. ![]() ![]() If there's any issue, call Alipay's hotline 95188, which provides 24/7 service in English.Ģ.ĝaily purchases within the Chinese mainland are supported, while wealth management or transfers are not supported at the moment.ģ.Ĝurrently, overseas credit card payments are limited to a single transaction limit of 3,000 yuan (US$425).
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